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Financing Your Home >Owner Financing

If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.

Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.

Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.

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Q	Where is the world's oldest pyramid?
A	The oldest pyramid is the Third Pyramid of Mycerinus is at El Gizeh, Egypt; it has the largest single block weighing 320 tons.
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Toril Sells Houses Team, REALTORŽ, real estate agents and broker for Lake Tapps, Pierce County and King County Washington home listings, property and land for sale - NUMBER1EXPERT(tm)

Toril Sells Houses Team
ERA Premier Realty Associates
16202 64th St. E, Suite B1
Sumner, WA 98390
Phone #: 253-826-7508
Fax #: 866-743-3484
Email: torilschoepfer@NUMBER1EXPERT.com
Toril is a partner in ERA Premier Realty Associates. She has helped ERA Premier Realty Associates grow so that today it is the #1 ERA Company with in the state of Washington. The opportunity to be self employed and share common business goals with her fellow real estate agents, and her husband, has motivated her to become the areas top producing realtor within the ERA network of offices in Washington, since the year 2000. Since joining ERA in 1997, Toril has been able to increase her productivity and service to her clients, by hiring a full time licensed client care manager and buyer specialist and by embracing the technologically advanced products of ERA. With the professional tools and services available from ERA, her endless energy and sincere concern for her clients, Toril has been honored many times on a national level. Toril truly loves the business of real estate, and is very proud of the hundreds of satisfied clients that she has helped fulfill their housing dreams.

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