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First Time Homebuyers: Lake Tapps, Pierce County and King County Washington home buying, real estate listings, and homes for sale in Pierce County, WA

Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose Top Experts.

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Lake Tapps, Pierce County and King County real estate experts, it's our job to guide you, from beginning to end.

We will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached.

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly...

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Closing or Settlement >Closing Paperwork

When you buy a house you are asked to sign an amazing number of documents, especially if you are obtaining a mortgage loan. It is prudent to read all of the papers before signing them, but it may not be practical to do this at the actual closing. There is a way you can read everything first without holding up the closing.

The title company should have the papers ready for your review several days before the closing, but sometimes the lender delivers the paperwork at the last minute. If you insist on reading the fine print on every page, you will probably draw some serious groans from the others at the table. One practical solution is to request copies of all of the standard forms a week before the closing, so that you can read them at your leisure. At the closing you need only to make sure that the information is filled in correctly.

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Q	To what process do the terms closing, escrow, settlement and passing papers refer?
A	These terms, which vary in different parts of the country, describe the conclusion of a real estate sale.
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Toril Sells Houses Team, REALTORŽ, real estate agents and broker for Lake Tapps, Pierce County and King County Washington home listings, property and land for sale - NUMBER1EXPERT(tm)

Toril Sells Houses Team
ERA Premier Realty Associates
16202 64th St. E, Suite B1
Sumner, WA 98390
Phone #: 253-826-7508
Fax #: 866-743-3484
Email: torilschoepfer@NUMBER1EXPERT.com
Toril is a partner in ERA Premier Realty Associates. She has helped ERA Premier Realty Associates grow so that today it is the #1 ERA Company with in the state of Washington. The opportunity to be self employed and share common business goals with her fellow real estate agents, and her husband, has motivated her to become the areas top producing realtor within the ERA network of offices in Washington, since the year 2000. Since joining ERA in 1997, Toril has been able to increase her productivity and service to her clients, by hiring a full time licensed client care manager and buyer specialist and by embracing the technologically advanced products of ERA. With the professional tools and services available from ERA, her endless energy and sincere concern for her clients, Toril has been honored many times on a national level. Toril truly loves the business of real estate, and is very proud of the hundreds of satisfied clients that she has helped fulfill their housing dreams.

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